banks deny Russians credit vacations

Borrowers have the right to sue the bank for illegal refusal of credit vacation
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Russians have begun to complain that banks are refusing to provide credit vacations. No more than half of the applicants were able to take advantage of this benefit.

Russian borrowers have begun to complain about problems with obtaining credit vacations. Based on these banks, only 30-50% of applications for this benefit are satisfied, according to “Businessman». The Central Bank said it had begun receiving complaints from borrowers, but the regulator noted that “so far their number is insignificant.”

The Office of the Financial Commissioner noted that the bank “may have risks” if its refusal to the client is unmotivated. It is specified that the borrower has the right to sue to declare the refusal illegal and force the bank to change the terms of the contract.

Russian banks have named several main reasons for refusing to take a vacation. Often the loan is not eligible for the program or the borrower’s income has decreased by less than 30%. Customers are also denied due to late payment or the existence of a valid mortgage vacation.

Earlier, URA.RU reported that the State Duma explained how to go on credit vacation. Public services told how to get a mortgage deferral. The collector revealed how to reduce debt by 50%.

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Russians have begun to complain that banks are refusing to provide credit vacations. No more than half of the applicants were able to take advantage of this benefit. Russian borrowers have begun to complain about problems with obtaining credit vacations. Based on these banks, only 30-50% of applications for this benefit are satisfied, according to “Kommersant”. The Central Bank said it had begun receiving complaints from borrowers, but the regulator noted that “so far their number is insignificant.” The Office of the Financial Commissioner noted that the bank “may have risks” if its refusal to the client is unmotivated. It is specified that the borrower has the right to sue to declare the refusal illegal and force the bank to change the terms of the contract. Russian banks have named several main reasons for refusing to take a vacation. Often the loan is not eligible for the program or the borrower’s income has decreased by less than 30%. Customers are also denied due to late payment or the existence of a valid mortgage vacation. Earlier, URA.RU reported that the State Duma explained how to go on credit vacation. Public services told how to get a mortgage deferral. The collector revealed how to reduce debt by 50%.

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