Mir Pay on iPhone: everything you need to know and how to pay from a phone without a card

After Apple de facto shut down Apple Pay in Russia, many of us began to think about how to get out of the situation now. After all, to lose the opportunity pay by iPhone and again, no one wants to carry cards or, worse, cash, like a few years ago. The situation, frankly, is stalemate. For offline purchases, you can stick a cardholder with a bank card on the back cover of the iPhone, which will replace your wallet, and you can use SberPay to pay for goods online. And what about Mir Pay?

The iPhone doesn’t support Mir Pay in any way, though it could

Despite the fact that Apple did not open access to anyone NFC to iPhoneA couple of years ago, she was closer than ever. Not least thanks to the efforts of the Russian authorities. If you remember, in 2019 the State Duma passed the so-called law on Russian software.


This law required all manufacturers to install by default on their smartphones a set of about a dozen applications from local developers. These included such programs as Government Services, Alice from Yandex and the Mir Pay payment service.

Is Mir Pay on iPhone

The FAS of the Russian Federation insisted on forcing Apple to open NFC for Mir Pay

First, the FAS, which actively promoted the adoption law on Russian software, was virtually adamant about Apple. The service required the Cupertino-based company not only to install programs of domestic developers, but also to violate a number of its own principles.

For example, allow you to change the default voice assistant so that you can replace Siri with Aliceand open access to NFC to third-party programs to ensure the operation of the payment service Mir Pay on iPhone. Cupertino tried to say that this was impossible, but the department did not attach any importance to it.

However, at some point the FAS suddenly abandoned its requirements and radically changed them, making them as soft as possible. First, the service allowed not to install applications under the law on Russian software, but only to recommend them for initial setup.

Secondly, an exception has been made for Apple, which allows it to recommend those programs that are in the App Store, without having to add them there forcibly. And, thirdly, make changes to iOS It seems that permission to replace the voice assistant by default has become optional.

Pei World on iPhone 2022

You can no longer pay with the World card from your iPhone in any form. But this does not mean that you can not pay for the iPhone at all

How did this happen, you ask? In fact, it is difficult to say. I remember well how fans defended Apple and said that Mir Pay on iPhone Will “kill” iOS and the company’s ecosystem, citing the fact that there will be no question of any security. Why? It’s just that Cupertino said so.

But it does not matter much, because it is unlikely that the people defended Apple. It is rumored that Apple’s agents of influence have worked, who were able to lobby the government for the necessary wording in the law, which provides for exceptions specifically for the company. After all, manufacturers Android smartphones they are simply not needed.


Whatever it was, but today to Pay Mir Pay on iPhone | not in any form. If you open the App Store, you will see that there is not even a corresponding application. And the only program related to the Russian payment system is “Hello, Peace!”.

This program is for participating in NSPK promotions increased cashback and discounts when paying for purchases with the Mir card. By the way, be sure to read, in this article we have described in detail which discounts on the map World can be obtained in Russia.

How to pay from an iPhone without a card

However, this does not mean that to pay by iPhone in Russia now it is impossible. In fact, it is possible. And even without a card. This is done by a service called Fast payment system. It is thanks to him that you transfer money to accounts in other banks simply by phone number.

But few people know that SBU allows you to pay for purchases in a contactless way. You don’t even need NFC because payment is made via QR. Just scan it, confirm the payment and the payment is instant.


Despite the fact that SBP is not yet used in all stores, many retail chains, catering establishments and enterprises that provide certain services allow pay via the Quick Payment System via QR. Here’s how it works on the example of Wildberries:

  • Go to the cart and click on “Payment method”;
  • Choose payment via the Quick Payment System;

Scan this QR code and payment will be made immediately

  • Click pay and wait for the QR code to be generated;

Each bank’s application has a function of scanning QR-codes

  • Open the banking program and run the QR code scanner;
  • Scan the QR code for payment and confirm the payment.

In many stores, where they accept payment for QRadditional discounts are provided. For example, on Wildberries you can get a discount on the total purchase amount of 1%. Yes, that’s a little bit. In fact, a trifle. However, any discount is better than no discount at all. Its provision is due to the fact that the payment is not the responsibility of Visa or MasterCard, which charge a large fee, and NSPK, which has a lower fee. Accordingly, the store shares with you this savings. Only and all.

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